500 Purdy Hill Road, Unit 3, Monroe, CT 06468
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(203) 452-0239
(203) 452-0239
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Dental Insurance Accepted in Monroe, CT

Using Your Dental Benefits at Monroe Smiles

Looking for a dentist in Monroe, CT who works with your dental insurance? Monroe Smiles is in network with several major carriers and can work with the majority of PPO plans. Our team is happy to bill your plan on your behalf and to help you understand your benefits before treatment begins, so you know what to expect.

Insurance Plans We Accept in Monroe, CT

Monroe Smiles is in network with the carriers listed below, and we can work with the majority of PPO providers. If your carrier isn’t listed, give our office a call. Our treatment coordinator can review your plan with you and give you an estimate of what it may cover.

We are in network with:

  • Cigna
  • Delta Dental
  • UNITED HEALTHCARE

How to Check Your Dental Coverage Before Your Visit

A few simple steps help you get the most from your plan:

1
Gather your plan details
Have your insurance card ready, including your carrier name, member ID and group number.
2
Contact our office
Tell us your carrier and the treatment you’re considering, and our team will take it from there.
3
Review your estimate
Our treatment coordinator can estimate what your plan may cover and what your out-of-pocket cost may be.
4
We bill your plan
We’re happy to bill your dental insurance on your behalf to help you maximize your benefits.

Estimates are not a guarantee of payment. Your insurance carrier makes the final decision on what your plan covers, and benefits can vary even between employers that use the same carrier.

Questions to Ask About Your Plan

Dental plans work differently from one another. If you’re planning treatment, it helps to know:

Plan type
Is my plan a PPO, an HMO or a discount plan?
Annual maximum
What is my annual maximum, and how much of it have I used?
Deductible
What is my deductible, and has it been met this year?
Waiting periods and limits
Are there waiting periods or frequency limits for the treatment I need?
Pre-authorization
Does my plan require pre-authorization for certain procedures?

No Insurance, or Your Plan Isn’t Listed?

You still have options:

Our in-house plan is a discount plan rather than dental insurance.
We work with third-party lenders so you can spread the cost over time.
Pay at your visit
We accept cash, checks and most major credit cards at the time of service.

Dental Insurance FAQs

Which dental insurance plans does Monroe Smiles accept?

We are in network with Cigna, Delta Dental and United Healthcare, and we can work with the majority of PPO providers. Network status can vary by employer plan, so contact our office with your insurance information and we’ll help you understand your coverage.

Do you accept HUSKY or Connecticut Medicaid?

No. Monroe Smiles does not accept HUSKY insurance. If you’re paying out of pocket, ask about our membership plan or financing options.

Will you bill my insurance for me?

Yes. We’re happy to bill your dental insurance plan on your behalf to help you maximize your benefits.

Can I get an estimate before treatment?

Yes. Our treatment coordinator can give you an estimate of what your plan may cover so you can plan for your out-of-pocket costs. An estimate is not a guarantee of payment, since your insurance carrier makes the final determination.

Does dental insurance cover the full cost of treatment?

Not always. Many plans include deductibles, annual maximums and coverage limits, so some treatment may be only partly covered. That’s why we recommend asking for an estimate before you begin.

What if I don’t have dental insurance?

You still have options. We accept cash, checks and most major credit cards at the time of service, offer an in-house membership plan, and work with lenders you can explore on our dental financing page.

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